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Biggest Mistakes by Ann Douglas - author The Unofficial Guide to Childcare
Choosing someone to care for your child is a big responsibility one of the most
important decisions you will make as a parent. That's why it's important to avoid
making any of the following all-too-common mistakes:
Leaving your search until the last minute: Childcare spaces are in chronically short
supply, so it pays to start your childcare search as soon as possible especially if you're
looking for childcare for an infant. While you may still luck out and find the childcare
arrangement of your dreams despite the fact that you have left your search until the last
minute, you increase your odds of finding something suitable if you start looking a little
sooner. As a rule of thumb, you should have your search well underway by the end of
your second trimester of pregnancy. Of course, if you've got your heart set on finding
a space for your child in a particular daycare center, you will want to get your name
on the waiting list even earlier than that perhaps even as soon as your pregnancy test
comes back positive.
Not understanding what makes for a good childcare arrangement: Most parents spend
more time researching car purchases than they do in educating themselves about what
makes for a good childcare arrangement. Before you start evaluating various childcare
arrangements, you'll want to arm yourself with the facts. Find out what caregiver-child
ratios are appropriate for children of various ages; what training childcare workers are
required to have in your particular state; what health and safety features you should be
looking for when you're evaluating a childcare center or home daycare; and what
makes for a fun and stimulating childcare program.
Neglecting to consider your family's long-term needs: Changing childcare
arrangements is hard on both you and your child. That's why it's important to consider
your family's long-term needs before settling on a particular arrangement. Will the
quiet home daycare environment that is ideal for your sleepy newborn be an equally
suitable setting when she becomes a rambunctious toddler? Will your child's space in
the company daycare center disappear if you decided to change jobs? Is the nanny
you're thinking of hiring committed to your family for the long term or for just a year or
two? There are the types of questions that you need to consider before settling on a
particular childcare arrangement.
Not checking the caregiver's references carefully enough: It's tempting to rely on your
gut instinct when you're evaluating a particular childcare arrangement, but you owe it
to your child tocheck things out a little more thoroughly. That means checking the
references of the nanny,home daycare provider, or daycare center staff person who
will be caring for your child. Because many people are reluctant to badmouth a
particular childcare provider out of fear that they'll be sued for making slanderous
remarks, you really have to read between the lines when you're conducting a reference
check. Bottom line? If the person providing the reference is less than enthusiastic
about the caregiver's ability to care for young children, start looking for another
caregiver.
Failing to understanding your responsibilities as an employer in the event that you
decide to hire a nanny: The moment you hire a nanny or other in-home caregiver, you
automatically become her employer at least in the eyes of the IRS. That means that
you are responsible for finding out whether she's legally entitled to work in the United
States; paying her the minimum wage and complying with other state and federal labor
laws; withholding social security and medicare taxes, the Federal Unemployment Tax
(FUTA), and federal income tax from her pay checks; carrying Worker's
Compensation Insurance (where applicable); and notifying the government that this
person is working for you. Just a quick word of warning: you shouldn't assume that
you're off the hook if your caregiver happens to work for you on a part-time basis:
even if she makes less than $1000 from you per calendar quarter, the government
might still consider her to be your employee.
While there are plenty of other issues to consider when you're choosing childcare for
your child, you'll be well on your way to making a good decision if you manage to
avoid making these five mistakes. Good luck!
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