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Top : The Family Room : Saving Time and Money

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  • 20 Gas & Electric Money Savings Tips
    You would be surprised just how much you can lower your utility bills by taking a few of these simple steps. Here are 20 quick and easy tips.

  • 401k Savings Plans
    This article explains what a 401K Plan is and discusses how the 401k program can increase the amount of money available to you after retirement.

  • An Odyssey Into Frugality: How I Became A Miserly Mom
    - by Jonni McCoy, Author of Miserly Moms ..."Parenthood brings about many changes -- but frugality was not one that I expected. My husband and I had a pleasant lifestyle. Adding a child made it even more pleasant. But, as the years went by, I could see that I had to make a choice. What was best for my child?"...

  • At Least We Have a Choice
    Are we made of weaker stuff than previous generations? Are we too self-centered to cope with the rigors of life that our great-grandmothers had to take for granted? I would prefer to think that we are now educated to employ choice. What do you think?

  • Bartering for Bargains
    ..."Bartering has a way of helping us identify what things are important to us. When we trade our time, talents or goods it gives us a chance to think of their value in a new light. We also get an opportunity to look at our own skills more closely."...

  • Behind On Credit Card Bills
    There's over $18 billion dollars in past due credit card accounts. This week we answer a question from a reader who's getting harrassing phone calls about their past due account. What can she do to stop the calls? And, what can she do to get out of debt?

  • Check In the Mail - How Free After Rebate Programs Work
    Article explains how websites and manufactureres can afford to have free after rebate offers.

  • Do I Need a Will?
    This week's Dollar Stretcher column takes a look who needs a will and how to go about aquiring one.

  • Dressing Better for Less
    Being fashionably dressed doesn't need to cost a fortune. Tips for helping you dress well for less money covered in this article.

  • From Budget Stretch to Savings
    The article answers a reader who can never seem to get any of the money she earns into a savings program.

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