How Expensive are Babies Really?

The fact of the matter is that many people just don’t realize how much it does cost to have a baby. There are so many different expenses – some of which are completely unavoidable – that have to be factored in. At the same time, there are plenty of expenses that are truly optional and, in some cases, unnecessary. The truth is that it can cost as much to have a baby as you want it to cost.

When you’re trying to figure out how much it costs to have a baby, here are some of the important expenses to consider:





  • Medical expenses. Some of the biggest expenses that contribute to how much it costs to have a baby are those one-time, up-front medical expenses. Your medical expenses can vary greatly depending on a number of factors. Whether you’re using a midwife or an OB/GYN, for example, will affect your costs. Whether or not you need a C-section will greatly impact how much it costs to have a baby. If you have medical insurance, the vast majority of these expenses will be covered, but they will range overall from about $3,000 to more than $12,000.
  • Bedding. Your baby is also going to need a place to sleep. You are going to have to put some money into a place for your baby to rest her head. You might start her out in a bassinette and move her to a crib after a while, or you may start with a crib. A crib and mattress will usually start at about $150 and can cost more than $2,500. You can often find used bedding for much less, but make sure that it’s completely instructionally sound before you go this route.
  • Travel needs. At the very least, you’re going to need a car seat for your baby. Car seats start at around $40. You probably will want a baby carriage or a stroller, and these will range in price from about $20 to several hundred dollars.
  • Ongoing costs. There are things you’ll need on an ongoing basis, as well. You’re going to need diapers, formula or breastfeeding tools, clothes, childcare and more.


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