What’s more important, being physically comfortable at all times or being financially comfortable? You might think this is an easy answer and that your finances are what is most important. However, when the weather begins to change and your house gets cold what’s the first thing you do? You probably turn the heat up as high as it will go! However, a sweatshirt and some socks would probably go a long way to help you feel comfortable. Now, what about when summer rolls around and your house gets really hot? You probably turn on the AC and don’t think twice about what the electric bill will be. This is irresponsible behavior and shows you are thinking in the short run rather than the long run. If you really want to be financially healthy then you need to determine what temperature you will set your thermostat on and leave it there no matter how hot or cold you get in the meantime. For example, 74 degrees in the summer and 68 in the winter will keep your home comfortable yet you won’t be paying exorbitant power bills. Sure, you might need an extra blanket on the bed in the winter and only a light sheet in the summer, but you will save a lot of money. When you learn to live this way you will find other ways you can save in your daily life.

For example, you should close the vents in rooms of the house you don’t use and close the doors. If you have guests rooms and bathrooms that aren’t used simply close the vents off as well as the doors. There is no reason to heat these areas if you won’t be spending time there. Plus, should you need the space because company is coming over you can always open the vents and doors and the temperature will even out.

Another good idea is to keep the temperature set at a low temperature during the winter and a high temperature during the summer. Then, use a small space heater or small fan in the room you are in to feel more comfortable. Of course, you will probably be tempted to turn the heat up when you get a little cold and when you are sweating you may want to turn on the AC. However, in time you will become more accustomed to the temperature in your home and will save hundreds of dollars per year by doing so. Some may even some up to $1000. That’s a lot of money and it can make a big difference in your life.

Posted in Home Budget

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